When engaging in property transactions as residential home buyers, it’s imperative to gather a comprehensive set of documents to facilitate a smooth process. Consulting a property lawyer is highly advisable to ensure legal compliance and protection of your interests throughout the transaction.

These include:

1. Sale Agreement: A legally binding document outlining the terms and conditions of the property purchase.

2. Financial Documents: Evidence of financial capability, including bank statements, proof of income, and assets.

3. Home Loan Documents: Paperwork related to securing a home loan, such as loan application forms and mortgage agreements.

4. FICA Documents: Documents required by the Financial Intelligence Centre Act (FICA) for anti-money laundering and know your customer purposes, these include amongst other things proof of identity, such as a driver’s license or passport, to verify the buyer’s identity.

Additional documents may be required. Having these documents ready, however and seeking legal counsel not only ensures compliance with legal and financial requirements but also expedites the property buying process, allowing for a seamless and efficient home purchase.